How SBA helps small businesses get loans
The U.S. Small Business Administration helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.
Types of SBA-guaranteed loans

A group of SBA loans which guarantee portions of the total amount, cap interest rates, and limit fees.
Read More
504 loans
Long-term, fixed-rate financing to purchase or repair real estate, equipment, machinery, or other assets.
Read More
Microloans
Our smallest loan program, providing $50,000 or less to help businesses start up and expand.
Read MoreBenefits of SBA-guaranteed loans
- Competitive terms: SBA-guaranteed loans generally have rates and fees that are comparable to non-guaranteed loans.
- Counseling and education: Some loans come with continued support to help you start and run your business.
- Unique benefits: Lower down payments, flexible overhead requirements, and no collateral needed for some loans
News / Articles
-
Swift to launch blockchain in response to rise of stablecoins - Financial Times Read more
Mon, 29 Sep 2025 09:15:05 GMT -
The U.S. and U.K. are aligning on blockchain—and that’s good for the world economy - Fortune Read more
Mon, 29 Sep 2025 17:50:14 GMT -
China's yuan stablecoin debut in Kazakhstan signals blockchain ambition - Reuters Read more
Mon, 29 Sep 2025 07:07:48 GMT -
Chainlink Poised to Power TradFi Shift to Blockchain, Jefferies Says - CoinDesk Read more
Mon, 29 Sep 2025 13:08:23 GMT